7 best tips for safe online transactions

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safe online transactions

 

Online transactions have become really popular, with more people making purchases from online stores. It is a great way to purchase things from the comfort of your own home. However, buying things online does come with some disadvantages. Using your details online can leave you vulnerable to cyber-attacks and financial threats. You need to exercise proper caution with your financial information so you can enjoy the convenient of online transactions.  Here are some tips to ensure safe online transactions. 

Use advanced anti-malware protection

Cybercriminals use malware to infiltrate your computer system and get hold of your sensitive financial information. For that reason, you need an advanced anti-malware program that will keep your computer safe. Get a modern anti-malware program that has an auto-update option to make sure you are safe from malware every time. 

Only consider reliable anti-malware programs as they offer you guaranteed protection against all modern forms of malware attacks. Get a program that can detect malware mutations even before they are updated into your database to keep your online transactions safe. 

Use trustworthy websites only 

Online transactions are very sensitive, which is why you should not make any financial transactions on websites you do not trust. Trusty websites have a security feature in the payment process that creates a barrier that cybercriminals will not be able to penetrate. A trustworthy website ensures that your financial information remains confidential. 

Use credit cards when doing online transactions

Strictly using credit cards for online purchases is a great way to maintain financial safety online. Unlike debit cards, credit cards are not linked to bank account information making it the better option for an online financial transaction. With a credit card, you limit the criminal’s ability to discover other crucial financial 

Information. Plus, credit cards have a financial limit which means the cybercriminals will not have access to much in case they get a hold of your information. 

Stick to your home network – Stick to a secure connection

Do not be tempted to get some shopping done while connected to a network that is not your own. The best thing to do here would be to stick to your home network when doing online transactions. Public networks are unreliable, especially in the case of performing financial transactions. By using public network, you risk your information getting stolen by hackers and cybercriminals. Besides, you get the convenience of being able to save your credit card information on your browser. This way, you are able to access your bank with a simple click. 

Stick to a secure website when browsing through the internet, even when you are not doing the financial transaction. Hackers use unsecure websites to get access to your computer, where they can steal your financial information especially if you have it saved up on your website.

 To spot a secure website, check the URL. Secure website’s URL start with https which means it is encrypted and hard for cybercriminals to get through. Always use secure websites on your computer even when there is no financial transaction involved. For example, when streaming movies and videos go for legitimate sites like The PirateBay, avoid suspicious links and stay away from unencrypted/insecure websites. 

Use a private computer when doing safe online transactions

Using public computers is a very risky way to engage in online transactions especially if they are financial. While convenient, they can lead to huge financial loses. Completely avoid cybercafes and libraries if you want to do a secure transaction.  Only trust your phone and computer for online financial transactions as the attackers have a harder time tweaking the hardware and software. Besides, by using your own computer you get to put up controlled strategies that ensure a secure online transaction. 

Use a tough password for your accounts

Many websites, especially ones involved in financial transactions require a strong password when signing up. This is a step closer to safety as it protects your device and financial data from malicious attack. If your password is too easy or you use replicated passwords for your account you might want to consider changing it to maintain online safety. 

Analyze your computer for regular threats

Cybercriminals develop viruses and malware that can manipulate your computer and browser so they can get access to your personal financial information. Regularly assessing your pc can help you determine the risks, security level and help guarantee your protection during online transactions. 

 

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